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In 2025, personal loans are not just about borrowing money — they’re about flexibility, speed, and smart financial planning. With changing lifestyles, inflation challenges, and a rise in big-ticket spending, personal loans have become one of the most popular financial tools for salaried and self-employed individuals alike.

Whether you’re planning a wedding, renovating your home, or managing an emergency, the personal loan market now offers more borrower-friendly features than ever before.